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Why You Should Review Your Home Insurance: Phoenix

Oct 15 2020 Phoenix and Scottsdale home insurance is something that shouldn’t be one of those things in the “set it and forget it” category. In fact, you should review the specific information regarding coverage and exceptions once... more

Progressive and Others Move to Lower Rates for Auto Insurance in Phoenix

Sep 16 2020 While driving hasn’t yet returned to the levels it was at in Arizona before the pandemic hit, daily miles driven are still lower – but are on the rise. Some estimates show 60% fewer miles were driven in April across the... more

Natural Disasters: Surprising Things that Are (and Are Not) Covered Under Your AZ Homeowner’s Insurance Policy

Aug 14 2020 Your basic coverage for home insurance in Phoenix covers many natural disasters – but it doesn’t cover everything you might think it does. Some of the most common weather events that are covered include hail, lightning... more

Is Your Phoenix Auto Insurance Going Up Instead of Down During the COVID-19 Pandemic?

Jul 22 2020 You’re an excellent driver – you’ve had no tickets, filed no claims, and had no accidents. In this scenario, anyone would expect their rates for auto insurance in Phoenix to be at rock bottom – especially with the... more

Home Insurance in Phoenix for Beginners

Jun 15 2020 Your Arizona home is one of the biggest – if not THE biggest – lifetime investments you’ll ever have, which means that you’ll want to make sure that you protect every bit of it. Choosing a homeowners policy and... more

COVID-19 and Auto Insurance in Phoenix: Should You Review Your Policy?

May 15 2020 Under normal circumstances, it’s always a good idea to regularly review your auto insurance policy – and with the coronavirus pandemic still a threat, it’s a great idea to review your coverage now. Many of the nation’s... more

Protecting Your Most Valuable Assets with Comprehensive Personal Insurance

Apr 23 2020 Learn About the Arizona Home Insurance Products for the Affluent Market - It’s important to reevaluate your personal insurance policies over time as new products come on the market. From time to time, the insurance... more

How to Get the Most Benefit from Your Home Insurance in Phoenix

Mar 18 2020 Everyone is so busy these days, and buying a new homeowners insurance policy or reviewing your current one may be one of the furthest things from your mind. However, you could be shorting yourself thousands of dollars... more

How to Save Money on Phoenix Auto Insurance Premiums

Jan 13 2020 If one of your New Year’s resolutions is to trim your bills, whether it be for electricity in Phoenix, groceries in Chandler, Scottsdale home insurance, or anything else, you’re not alone. One of the most-often... more

Is a Special Type of Insurance Needed to Drive for Uber or Lyft?

Dec 9 2019 How to Be Covered as a Rideshare Driver - In recent years, one of the most popular jobs people can have is driving for Uber or Lyft. While it is a great way to earn money, there are certain things you should know before... more

5 Tips for Picking the Right Life Insurance Policy

Nov 25 2019 Protecting Your Loved Ones with Life Insurance - Finding the right life insurance policy can be overwhelming for some. There are dozens of policy details and financial considerations to keep in mind as you wade down... more

5 Common Mistakes Made by Homeowners

Nov 13 2019 How to Keep Your House in Good Condition - Having a house that you own is one of the greatest accomplishments a person can make in their life. The feeling of being a homeowner can invoke a great sense of pride. However,... more

How to Save Money on Car Insurance

Nov 11 2019 Saving Money with Multi-Vehicle Insurance Policies - Insurance is something you want to have but hope you never have to use. However, when you do need your insurance, it is important to have a smart policy that saves... more

5 Steps for Picking Homeowners Insurance

Sep 18 2019 Getting the Best Homeowners Insurance Policy for You - Buying a house is one of the largest financial commitments you will ever make. Having a homeowners insurance policy that accurately caters to your needs is key, and... more

The Untold Benefits of Having Homeowners Insurance

Aug 23 2019 Save More with your Potential Homeowners Insurance Benefits - Homeowners insurance is one of the most important types of protection people can have these days. It’s imperative that all homeowners are aware of what this... more

Understanding AZ Property Damage Liability Coverage

Jul 31 2019 Laws and Requirements in Arizona for Property Damage Liability Coverage - Forty-nine of the fifty states require drivers to have property damage liability coverage. The exception here is New Hampshire, which requires... more

Coverage vs. Cost: Does Cut-Rate Insurance Save You Money?

Jul 3 2019 Saving Money on Premiums May Lead to Gaps in Coverage - If you’re looking to save money on your Phoenix auto insurance policy, you might be considering what’s known as cut-rate insurance. These low-cost policies may... more

What Small Business Insurance Is Right for You?

Jun 6 2019 Knowing Which Insurance Fits Your Business - When starting your business, there are lots of things to worry about that demand quite a bit of attention. Arguably the most important is what type of insurance you need for... more

Firearms and Coverage on the Home Insurance Policy in Arizona

Apr 19 2019 We live in a world that seems to be getting more dangerous every day. When a threat is imminent, a call to the local authorities is not always possible. Even if you do reach them, they could be minutes away; so many... more

Can Out of State Speeding Tickets Affect Your Insurance Rates?

Apr 10 2019 There’s something uniquely American about a cross country trip. There’s nothing like taking to the highway and soaking up the views of the great American outdoors. However, often when we are on the road, we get a little... more

A Sensible Roadmap To Economic Prosperity In Retirement

Feb 25 2019 How to Be Proactive with Your Finances as You Get Older - Our finances are the sum of all the decisions we’ve made over the years. From where we live and work to how we spend our money, every decision adds up to the... more

Everything You Need to Know About Insurance for Wildfires and Natural Disasters

Nov 29 2018 Protect Your Property from Wildfires and Natural Disasters with Homeowner’s Insurance - In case you haven’t heard the news, homeowners across California are feeling the heat as wildfires continue to wreak havoc on the... more

Winter is Coming …. Staying Safe on the Slopes

Oct 22 2018 Many people can’t wait for the winter months to roll around so they can hit the slopes. There is no news more exciting than powder day. There are few sports that offer the same elements of speed, agility, and enthusiasm... more

5 Tips for Avoiding Motorcycle Accidents

Oct 8 2018 According to the National Highway Traffic Safety Administration, at least eighty percent of motorcycle accidents result in injury or death. So, while taking to the road can be very enticing, these kinds of numbers just... more

Staying Safe on the Water: Summer Boating Tips

Sep 19 2018 There is nothing more exciting than spending a lazy afternoon on the water. Whether you’re sailing with the wind or you’re flying through the waves on a speedboat, the feel of the wind in your face, the sun’s rays... more

Why You Need Flood Insurance in The Desert

Sep 6 2018 Arizona is known for its desert regions with an arid climate and high-heat in the summer months. Due to its reputation for being so dry, many new residents to Scottsdale choose not to invest in flood insurance.... more

A Guide to Worker’s Comp Insurance

Jul 16 2018 What Small Business Owners Need to Understand About Worker’s Comp - When you own a place of business, whether it’s a store or an office you set up in your garage, you need to protect yourself and your employees from... more

Restaurant Insurance Basics

Jul 2 2018 While there are hundreds of details to pay attention to when it comes to running a restaurant, one of the most important is insurance. One little thing – a leaky pipe, a grease fire, or a power outage – can wreak havoc... more

A Guide to Pet Insurance

May 15 2018 Our pets are a big part of our lives, and visits to the vet when they become injured or ill can be financially trying. Just as medical insurance is available for ourselves, pet insurance is available for them! It’s... more

Making Sense of Different Types of Disaster Home Insurance

May 1 2018 Homeowner insurance policies vary greatly from one carrier to another, and standard policies can cover a wide range of disasters from snowstorm damage to tornadoes – or, they might not. It’s important that you know... more

The 3 Most Popular Types of Insurance You Need to Protect Your Business

Mar 21 2018 It’s no secret that there are risks involved with starting, growing, and maintaining any business; while some risks are unavoidable, others can be lessened or avoided altogether with the right precautions and protection.... more

Why Renters Should Have Renters Insurance

Jan 31 2018 Protect Your Personal Property with Renters Insurance You might not think twice about leaving your personal possessions lying around your apartment or rental property all day long, but you never know when a fire, flood,... more

Cold and Wind Resistant Plants for the Coming Arizona Winter

Dec 18 2017 How To Keep Your Passion for Landscaping Alive This Winter The state of Arizona endures some of the most extreme climate patterns in the country. The summers are scorching with temperatures that easily surpass 100... more

Tips for Protecting Your Garden From the Cold

Dec 4 2017 Now that winter is upon us, you're probably worried about how your garden will fare as the weather gets colder. Lower temperatures can make it more difficult to keep your garden alive and prosperous. Your biggest... more

How to Keep Your Home Safe by Protecting Your Windows

Nov 30 2017 Fall is that special time of year when we no longer need the air conditioning running full blast, and it's not quite cold enough to turn on the heat. It's one of those precious times of the year when we're finally free... more

Do You Need Umbrella Insurance?

Nov 28 2017 You may have heard the term "umbrella insurance" before, but may not have understood its definition. What is umbrella insurance, exactly? When would a person need it? When it comes to being financially responsible for... more

Why You Shouldn’t Compare Your Insurance Premium with Your Friend's

Nov 14 2017 The Fruitless Act of Comparing Other People's Insurance Premiums So many of our customers ask why their insurance premiums vary so greatly from the price that their friends, neighbors, and colleagues pay. The truth is... more

What is the Difference between Term and Whole Life Insurance?

Oct 17 2017 Life insurance helps protect your dependents if you're no longer around to take care of them. The proceeds can cover your funeral costs, mortgage payments, bills, school tuition, and any other expenses your family may... more

Does Your Business Need Liquor Liability Insurance?

Sep 22 2017 Liquor liability insurance can protect you from damaging claims that could potentially put you out of business. In some cases, your state might require this type of insurance by law, in other cases it's just strongly... more

6 Surprising Things That Can Increase Your Car Insurance Rates

Aug 28 2017 Car insurance is expensive and your rate is determined by a number of factors. These include your age, driving record, your previous coverage, and what kind of car you have. But did you know your rate can also be... more

4 Ways to Increase Your Home’s Curb Appeal

Aug 9 2017 Curb appeal is absolutely critical when it comes to attracting buyers and closing sales, and it doesn't have to cost you an arm and a leg. Here are four key tips to help you boost your property's curb appeal without... more

Why and How to Insure Your Wine Collection

Jul 10 2017 Is Your Wine Collection Worth Insuring? If you spend a great deal of your time and money finding and acquiring quality wines, you might be interested to know that there's something called wine collector's insurance.... more

How to Save Money on Auto Insurance When Your Kids Get Behind the Wheel

Jul 3 2017 Avoid Costly Premiums When Adding Your Kids to Your Auto Insurance Policy As a parent, you might be a little nervous about the idea of your kids operating a motor vehicle. You can't trust them to clean their room, so... more

Do You Need Insurance on Your Vacant Land?

Jun 26 2017 If you are the owner of vacant land of any plot size or acreage, it's important that you understand a few things regarding the need for insurance on that land. One of the most common questions regarding coverage on land... more

7 Things that Can Help Reduce your Car Insurance Rates

Apr 4 2017 Car insurance seems simple enough on the surface, but there's a lot more that goes into determining the cost of your auto insurance policy than you might think. So if you're wondering what it takes to bring down your... more

How Remodeling Your Home Affects Your Insurance

Mar 28 2017 Are Your Home Upgrades Compatible with Your Insurance Policy? If you're thinking about upgrading your home with new features or by adding some extra square feet, you need to consider how these changes will affect your... more

Everything You Need to Know about Workers’ Comp in Arizona

Mar 21 2017 Arizona's workers' compensation laws mandate that employers carry workers' compensation to cover employees who are injured on the job or develop an occupational illness and are unable to work. Read on for information on... more

What is the Difference between Term and Whole Life Insurance?

Feb 28 2017 Life insurance helps protect your dependents if you're no longer around to take care of them. The proceeds can cover your funeral costs, mortgage payments, bills, school tuition, and any other expenses your family may... more

How to Maintain Your Pool in the Winter

Jan 13 2017 Swimming pools provide numerous benefits, especially for those of us who live in the hot desert climate of Arizona, but they also require many responsibilities—namely maintenance. Pools need maintenance year-round,... more

4 New Year’s Resolutions for Small Business Owners

Jan 1 2017 The beginning of a new year is the perfect time to take a fresh look at your small business and make a detailed plan for success in the months ahead. Here are a few common small business resolutions that can help take... more

No Claims? No Accidents? No Tickets? Why Is Your Auto Insurance Still Going Up?

Oct 25 2016 Why Companies Raise Their Rates Even If You Don't Have an Accident So you've haven't had any accidents, traffic violations, parking tickets, and of course, no claims. If that's the case and your auto insurance rates are... more

Does It Really Hurt Your Credit to Shop for Insurance?

Oct 13 2016 Many of us have heard before that shopping for insurance, opening new lines of credit, and even shopping for a new car loan hurts your credit; in fact, most of us have been told at one time or another that every time a... more

6 Things New Boat Owners Need to Know About Boaters Insurance

Aug 31 2015 With upkeep, docking, and equipment, owning a boat is an enormous financial undertaking. When you invest in something as valuable as a boat, you need to protect yourself. Boaters insurance is a bit of a wild card for... more

Biggest Insurance Risks Facing Homeowners in Arizona

Mar 25 2015 As a homeowner, it's essential to keep your property protected against unfortunate and even unlikely circumstances. Owning a home in Arizona, you might think that life will be smooth sailing, but there are still plenty... more

What's a Home Insurance Inspection?

Mar 11 2015 One of the first things that happens when you purchase homeowners insurance in Phoenix is that your insurance company will send someone to your home to either do an on property inspection, or ask you to send pictures so... more

5 Things to After a Road Accident

Feb 18 2015 If you get into a car accident on the road, remember to stay calm and treat the situation as professionally as possible. However, every case is different with accidents ranging from mild bumps to life threatening... more

Protecting Your Home and Family with Scottsdale Home Insurance: Your Options

Dec 18 2014 Your home is most likely the center of your family's daily life, and your most valuable asset. Protecting that important asset with Scottsdale home insurance is not only a good idea, but it's a smart, responsible idea.... more

Things to Do and Not to Do When Buying Homeowners Insurance

Nov 14 2014 When individuals search for homeowners' insurance, it's tempting to let their insurance agent handle all of the details. But, for those who want to have a hand in choosing their insurance policies and want to be well-... more

The Do’s and Don’ts of obtaining a your Mortgage Company Loan

Nov 13 2014 Note: Underwriters may request additional information near the final days of closing. Do's Do save every paycheck and all pages of bank statements throughout the process Do run all monies through your checking and... more

A Primer on Health Insurance in 2015

Oct 23 2014 Health insurance open enrollment is coming. Are you ready? Just as you insure your home and vehicle against potential problems and damages, health insurance provides some protection against giant bills when you or... more

How to Use Life Insurance as an Investment

Oct 21 2014 In the traditional use of a life insurance policy, money is paid to benefactors upon the death of the policy holder. This is often something that spouses do so that their children or partner can be taken care of in the... more

Don’t Make These Mistakes with Your Will

Oct 8 2014 At Summit Insurance, we offer a wide variety of insurance products - including, for residents of Phoenix life insurance. In the event of an incident that leads to serious incapacitation or death, life insurance helps to... more

Flood Insurance: What Phoenix Residents Need to Know

Sep 19 2014 The recent flooding of parts of Arizona likely has homeowners wondering about coverage in homeowners insurance Arizona as they look at how to repair their homes (if affected) and to otherwise protect their homes.... more

Back to School – Protecting Pedestrians, You, and Your Auto Insurance Rates

Aug 28 2014 When an incident occurs between a vehicle and a pedestrian or bicyclist, it can affect your rates for auto insurance, just as it would between you and another vehicle. With Labor Day falling on September 1st this year,... more

Types of Business Insurance Policies Explained

Aug 20 2014 If you own a small business, you need to have insurance. If something happens to your inventory or if, for example, a delivery man has a business-related package and slips as he leaves your doorstep, you could be liable... more

Renter’s Insurance: The Basics

Aug 6 2014 Even if you're not purchasing a home, there are so many benefits to having renter's insurance. You may not need homeowner's insurance in Arizona if you don't own a home, but it's very likely that you will need to have... more

Information on Homeowners’ Insurance Premium

Jul 10 2014 Homeowners insurance can be a costly investment, especially when rates tend to increase every year, based on factors that are often out of the homeowner's control. At Summit Insurance Advisors, we try to inform our... more

It’s Summer Time in Arizona and the fires are a-blazin! Protect Your Home from Fire Damage With These Tips

Jun 27 2014 With the Fourth of July right around the corner and higher temperatures of summer here, there's plenty of reason to be concerned about potential fire issues. The professionals at Summit Insurance Advisors are here to... more

Should You Review Your Phoenix Auto Insurance?

May 9 2014 It's a good idea to regularly review your Phoenix auto insurance quotes for missed opportunities to save money. Although this review doesn't have to be often, it should be done at least once every six months or at the... more

How Much Arizona Business Liability Insurance Should You Carry?

May 8 2014 According to a recent survey, roughly 40% of small businesses owners claim that they have absolute no business insurance protecting their business, claiming that it is not a sound financial decision for their company at... more

American States with the Least Car Accidents: How Does Arizona Do?

May 7 2014 If you have ever wondered how your home state ranks in auto safety compared to the rest of the country, then you are in for a pleasant surprise. Every year, Allstate releases the America's Best Drivers Report which... more

3 Reasons to Smile About Living in Arizona

Mar 25 2014 As we go about our daily lives, we homeowners often take things for granted. For example, it is easy to forget how great it is to live in Arizona after we have been living here day in and day out. Here's a little... more

How to Lower Your Life Insurance Rates

Mar 20 2014 Everyone ends up looking into life insurance at some point in their life, and the prices quoted by different insurance companies can vary widely. Not everyone is given the same rates, and different companies give... more

Mobile Home Insurance for Phoenix Families

Mar 17 2014 Your mobile home is just as important as anyone else's home-it is the place where you have your most treasured belongings, come home to unwind from the rest of the world, and where many of your best memories take place.... more

Tips for Buying a New Car

Mar 14 2014 If you are in the market for a new car, you're in luck. Summit Insurance has gathered some of the best tips to keep in mind when you're hunting for a new car. These tips will help you whether you're surfing online or... more

Why Arizona Business Insurance is Important

Jan 29 2014 This month, Construction Digital Magazine announced what construction professionals considered their most important pieces of construction equipment for 2013. The poll focused on which pieces of equipment were most... more

Carbon Monoxide: How to Stay Protected

Jan 15 2014 One of the biggest threats to your home is hard to detect because unlike a burglar, for example, it is completely invisible. It’s carbon monoxide, the colorless, odorless gas that creeps into your home. It is extremely... more

Arizona Workers Compensation Insurance: Is it Worth It?

Jan 13 2014 As a business owner, you know accidents happen. You want to look out for the well-being of your employees and provide a safe work environment to them, but a slip, tumble or fall from a worker while on the job can spell... more

Protect Yourself Online with Cyber Liability

Jan 9 2014 The Internet is a wonderful place full of cute cat videos and funny memes, but it can also be dangerous when it comes to your hard earned money. Every day, hackers from around the world target well-meaning people and... more

Water Backup Endorsement: Is It Worth It?

Dec 3 2013 For homeowners, insurance is an absolute necessity. You never know when a costly, damaging accident can affect your home. With insurance providers constantly trying to up-sale you, however, it's hard to know which... more

Insurance Around the World

Dec 2 2013 Here in Phoenix, life insurance, auto insurance, and home insurance are the normal standards for most families. So what is considered conventional in other countries? Japan: Earthquake Insurance As a country that is... more

Day Trips in Phoenix

Oct 28 2013 People living in Phoenix have the special privilege of being an environment that has all the conveniences of a modern city, while having all the natural beauty of a rural area. Today we will go over some of the greatest... more

Picking the Right Car Insurance Plan – When You Need a More Robust Plan

Oct 10 2013 Not all car insurance plans are created equal. Although a "one-size-fits-all" solution would be convenient, it would be quite frankly impossible. Drivers inevitably face different risks on the road, with a small plan... more

Arizona Business Insurance: Are You Protected?

Sep 3 2013 Arizonan business owners—did you know that you could apply for not only car and life insurance, but also business insurance? Arizona business insurance is perhaps one of the most obscure forms of insurance out there,... more

Phoenix Life Insurance: The Breakdown of Your Life Insurance Funds

Aug 14 2013 Although most Arizona families know that life insurance is important-a whopping 93% believe that life insurance is a necessity-most residents don't know where their money goes after they die. Although the amount of... more

Arizona Homeowners—Do You Know What Flood Insurance Is?

Aug 9 2013 A home is one of the most prized possessions an individual can have, which has understandably allowed for the many home insurance plans available on the market. However, many homeowners have never been exposed to... more


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