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by Michael Harbron on Mar 18, 2020

Everyone is so busy these days, and buying a new homeowners insurance policy or reviewing your current one may be one of the furthest things from your mind. However, you could be shorting yourself thousands of dollars in potential benefits if you don’t take a hands-on approach with your coverage.

It might be tempting to let your insurance company handle the task of choosing a policy for your property, but you should always be well-informed about what is covered and what isn’t so that you can make any adjustments necessary before it’s too late. Following are some tips to follow to get the maximum benefit from your home insurance in Phoenix:

Homeowners Insurance in the Scottsdale Area

  • Be sure to compare policy prices from a handful of companies before purchasing. Use Summit Insurance Advisors’ Quote tool for fast, accurate quotes!
  • If you can, bundle your Scottsdale home insurance with other policies, such as auto insurance, to receive discounts.
  • Be sure to complete a home inventory, and don’t forget valuables like electronics, jewelry, collectibles, and fine arts items.
  • Consider full replacement coverage to ensure you receive funds to replace items.
  • Don’t rely on appraisals or estimated sales prices of your belongings and property to determine coverage. Market value will always be different than replacement cost.
  • The lowest price policy isn’t always the best for you – take the time and consider all of your options.
  • Keep your deductibles as high as you comfortably can.
  • Do your due diligence when it comes to homeowners insurance in Phoenix – don’t solely rely on an insurance agent. You know your home, your belongings, and your property best. Do your research so you will be happy and comfortable with the amount of coverage you’re getting. You want to be comfortable with the premium you’ll be paying, too.

Homeowners Insurance in Phoenix and Surrounding Areas

Shopping for Scottsdale home insurance, when done properly, does take time – however, in the event that the unthinkable happens, you’ll be in good hands knowing you are appropriately covered by a comprehensive policy. Protect your property, your home, and your family’s well-being by shopping around and comparing premiums and coverages. If you need help choosing an insurance policy for homeowners coverage in the Phoenix area, Summit Insurance can help. We can review the quotes you receive and help you choose the one to go with. Our customers are our priority, so contact us today and let us know how we can help you protect everything that you and your family rely on every day. We can help you review your current policy, shop for a new one, or help with referrals for various companies, agents, and more. Take your homeowners protection into your own hands and let us help you today.


866-711-5973 (fax)

Our location:

Scottsdale office

5425 E Bell Road Suite 103
Scottsdale, Arizona 85254

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