Summit Insurance Advisors
by Michael Harbron on Jul 02, 2018
While there are hundreds of details to pay attention to when it comes to running a restaurant, one of the most important is insurance. One little thing – a leaky pipe, a grease fire, or a power outage – can wreak havoc on your business and without insurance coverage, it could cost you a great deal more than just some “clean up time”. It could cost you the business. However, the right type of coverage can save you a good amount of money, time, and grief. Still not sure you need insurance for restaurants? Consider these facts:
What does restaurant insurance cover?
Insurance could cover financial obligations of the restaurant in all of the above situations, along with many others. There are many coverage choices and combinations available in order to suit the unique liability needs of various establishments. A taco truck, for example, would have different insurance needs than a banquet center; options include things like excess liability, workers compensation, general liability, commercial auto, and many others.
After learning about some of the biggest and most common threats to restaurants, you need to ask yourself if you can afford to NOT have restaurant insurance. The simple fact is that with a custom insurance policy, the cost for coverage can be surprisingly affordable and what’s most important is that it can be the difference between your business surviving a mishap and your business folding forever because of one. Contact our insurance experts for assistance and get a no-obligation quote online for restaurant insurance today.
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