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Tips for Buying a New Car

Summit Insurance Advisors


Mar 14, 2014

If you are in the market for a new car, you’re in luck. Summit Insurance has gathered some of the best tips to keep in mind when you’re hunting for a new car. These tips will help you whether you’re surfing online or scoping cars on the lot, so get the full scoop below. 

Establish a list of “must-have” features

Although a wish list of features can of course vary by person, this often includes things like MPG, safety ratings, mileage, and more. By concretely deciding what is at the core of your dream car, you can better avoid getting trapped and tempted by extraneous features which eventually lead you astray from your main objectives.

Consider your financial and personal situation in the coming years

Before you start dropping the big bucks, keep in mind not only your situation at the moment, but the potential changes in the future. A change in jobs can cause some turbulence in your finances, and ultimately your car payments. Planning on moving to the heart of New York City? How often would you end up using your car? Taking just a few minutes to consider these aspects will save yourself a lot of heart ache down the road.

See how much the dealership paid for the car

If you already have your eye on a specific car model, do some research online to see how much dealerships are paying for that car. Having this number will help your better set a budget, and understand whether or not you are getting a fair price. If you feel unsure about a price one dealership is quoting, don’t be afraid to wait and contact other dealerships in the meantime.

Go for a test drive

This is true especially for people looking to purchase more luxury cars. Beyond facts and figures, it is important that drivers connect and feel comfortable with a potential car, and this is something that is best discovered through test drives. 


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