from Summit Insurance Advisors
Do you own a Condo in Phoenix or Scottsdale Arizona? If so you need to make sure that your condo as the right coverge, the right amount of insurance.
Summit Insurance has offices in Phoenix and Scottsdale. We know the insurance needs of the Arizona residents, especially when it comes to condo isnurance.
Condominium insurance is unique as far as coverages go. Your condo insurance policy protects your personal property and liability, as well as any alterations and improvements you make to the unit- based on your responsibility policy.
Optional loss assessment coverage is also an option to protect against certain assessments which may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let Summit Insurance help you find the right amount of coverage to suit your Phoenix condo insurance needs.
Condo insurance protects your property and possessions.
For a just a few more dollars each month, you can elect to carry Full Value Personal Property. This will help ensures that you are reimbursed the full repacement value for your possessions.
This will reimburse your possessions at their inital estimated worth, without being affected by depreciation. Which in the long run can end up saving you a lot of money.
If you have made improvements to your cond0 in Phoenix Arizona, such as upgraded cabinets or hardwood floors, condo building item coverage protects these improvements as investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you will be liable for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.
Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. We are glad to assist you in sorting through all of this and finding the protection that is right for you.
Your condo insurance policy will protect you and your family members against litigation and bodily injury and property damage liability claims. In addition, you opt for medical payments coverage- which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available, taking care of all who are important in your life.
Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have valuable items which are rare of unique, ask about our Valuable Articles which provides broader coverage and no deductible in the event of a covered loss.
Find unique insurance that is right for your Phoenix condo
Contact us to let us help identify the best combination of coverages for you. We can help make sure your Phoenix condo insurance is continually up to date.
Our offices are conveniently located at:
10214 N Tatum Blvd #A1500
Phoenix, Arizona 85028
5425 E Bell Road Suite 103
Scottsdale, Arizona 85254
Summit Insurance Brokers has been providing Arizona condo insurance for many years, and the expert agents in our Phoenix AZ insurance office take pride in servicing the condo insurance needs of Phoenix, Scottsdale, Mesa and Paradise Valley. Live outside of Arizona? We've expanded our condo insurance offerings to California and Maryland.
We know how to find discounts on condo insurance you may not find on your own. Give us a call, or get a quote online today.
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