from Summit Insurance Advisors
If your business owns property in Pheonix Arizona, you need to make sure that it has the right amount of insurance.
At Summit Insurance we have the knowledge to ensure that your commercial properyties in Phoenix, AZ are covered.
One of the most important types of business insurance is commercial property insurance. Commercial Property insurance in Phoenix can help provide a wide range of protection for your buildings, inventory, equipment, tools and more.
Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered. This coverage is specifically designed to protect your business assets and infrastructure.
A basic commercial property insurance policy in Phoenix, AZ may be all that is needed for your business. But there are many coverage types and these types of coverage can vary between different insurance providers and in different states. As an independent insurance agent, Summit Insurancein Phoenix Arizona we can help you find the best possible options for your business.
To learn more about business property insurance and why it is important, and how we can help you save money contact us today.
Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs in case of damage or destruction? Although cost estimators are available, we do recommend that you secure an appraisal from a third party to determine the current replacement cost of your building. Give us a call today, and we’ll help you determine if you have enough commercial property insurance for your buildings.
Most commercial property policies exclude flood as a covered cause of loss. Flooding is not a common concern for many businesses, so it is not as prioritized. A separate policy must be secured to protect you from it. Check your current property insurance policy to see if you are taken care of. If you’re unsure, just ask us to review your insurance policy, and we’ll ascertain your position.
Business personal property insurance protects property at a specified workplace location- such as furniture, fixtures, equipment and inventory. Be aware that most commercial property policies become quite limited when assets are taken off of the property. If you have any equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).
This coverage covers a business owner for lost profits and fixed expenses during the time that a business is closed. There are a lot of factors which could close down your business, and some of them are out of anyone's control. It also covers the business owner if there is restoration work being done because of damages incurred. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. We strongly recommend that all businesses acquire this coverage for the times when relief is needed.
Data and information is some of the most valuable assets you can have. This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include factors such as power surges and virus attacks.
Summit Insurance understands the Phoenix business insurance needs of our customers. The right coverage for your property is unique to your situation – call us today to find out how to protect it with the right insurance.
Our offices are conveniently located at:
10214 N Tatum Blvd #A1500
Phoenix, Arizona 85028
5425 E Bell Road Suite 103
Scottsdale, Arizona 85254
Summit Insurance Brokers has been providing Arizona business insurance for many years, and the expert agents in our Phoenix AZ insurance office take pride in servicing the business insurance needs of Phoenix, Scottsdale, Mesa and Paradise Valley. Live outside of Arizona? We've expanded our business insurance offerings to California and Maryland.
We know how to find discounts on business insurance you may not find on your own. Give us a call, or get a quote online today.
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